Accident plans from one carrier can be bought with issue ages between 18 and 74 depending on the state. Such policies (also sometimes called "accident medical expense" policies) usually are issued only up to age 65 with most carriers.
These policies pay benefits for a range of accidental injuries, treatments, and associated costs.
These are excellent to consider for families with young children, as well as older adults. Young children and older adults are especially prone to having accidents.