Medicare Part D is optional prescription drug coverage. Medicare Part D is available as a stand-alone plan through private insurance companies, and the monthly fee varies among insurers. You'll share in the costs of your prescription drugs according to the specific plan in which you’re enrolled. Those costs can include a deductible, a flat copayment amount, or a percentage of the full drug cost (called "coinsurance").
If you want prescription drug coverage, you can purchase it with a Medicare Supplement plan or get it through a Medicare Advantage plan if there's one in your area that offers this coverage.
If you have limited income and cannot afford your medications even though you receive Medicare Part D benefits, you may be eligible for the Extra Help program, which offers financial assistance for your monthly premium, deductible, copayment, or coinsurance. Learn how you can qualify and apply for this program.
LEARN MORE about Part D Prescription Drug Plans.
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