Newsletter

ACA MARKETPLACE SNAPSHOT AS OF DECEMBER 15, 2023

21.3 million people signed up for 2024 Affordable Care Act plans in the 18 states and the District of Columbia with State-based marketplaces and the 32 states using Healthcare.gov during ACA enrollment which ran from November 1, 2023 through January 16, 2024. About 25% of these enrollees were new to Affordable Care Act plans for the first time.

The above numbers exclude those who were permitted to sign up on state-based exchanges after January 16, as well as those who signed up directly with insurance carriers without subsidies.

Marketplace 2024 Open Enrollment Period Report: Final National Snapshot

The Centers for Medicare & Medicaid Services (CMS) reports that 21.3 million Americans have signed up for 2024 individual market health insurance coverage through the Marketplaces since the start of the 2024 Marketplace Open Enrollment Period (OEP) on November 1. Total plan selections include more than five million people — about a fourth — who are new to the Marketplaces and 16 million people who renewed their coverage.

The table below represents the cumulative 2024 OEP plan selection activity from November 1 through the end of the OEP on January 16 (Week 11+) for the 32 states using HealthCare.gov and through January 13 for the 18 states and the District of Columbia with State-based Marketplaces.

For more information, including a state-by-state breakdown of enrollments, please view this fact sheet.



NO SURPRISES ACT CONSUMER ADVOCATE TOOLKIT

Consumers may view this toolkit for information about understanding surprise medical bills that may have arisen under their new Affordable Care Act plans, protections they have under the No Surprises Act, and to determine how they may resolve related medical billing issues.

PREMIUM TAX CREDITS AND FORM 1095-A

As tax season approaches, read these FAQs to learn more about important topics related to tax readiness, including eligibility for Advanced Payments of the Premium Tax Credit (APTC), estimating household income for the Marketplace application, job-based coverage affordability, and more. These FAQs help you understand your 1095-A forms and reconcile your APTC with the premium tax credit (PTC) allowed based on your earned income.

About Paul Cholak

Paul has over forty years of benefits experience and has been Director of Employee Benefits for large companies, as well as a benefits consultant with major consulting firms. He understands the health and life insurance needs of individuals and families of all ages. He also has considerable experience in selling health and life insurance to employer groups.

He guides you through the steps of getting health and/or life insurance and is available to help you both BEFORE and AFTER you've made your purchase decision.