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Medicare OverviewMEDICARE
OVERVIEW







Background on Medicare


Medicare is a federal health insurance program that pays for a variety of health care expenses. It's administered by the Centers for Medicare & Medicaid Services (CMS), a division of the U.S. Department of Health & Human Services (HHS). Medicare beneficiaries are typically senior citizens age 65 and older. Adults with certain approved medical conditions (such as Lou Gehrig's disease) or qualifying permanent disabilities may also be eligible for Medicare benefits.

Similar to Social Security, Medicare is an entitlement program. Most U.S. citizens earn the right to enroll in Medicare by working and paying their taxes for a minimum required period. Even if you didn't work long enough to be entitled to Medicare benefits, you may still be eligible to enroll, but you might have to pay more.

There are four different parts to the Medicare program. Parts A and B are often referred to as "Original" Medicare or "Fee for Service" Medicare. Medicare Part C, or Medicare Advantage, is private health insurance. Part D is outpatient drug coverage and is offered through private insurance carriers.

You can learn more about Medicare at www.medicare.gov, which is the official site of CMS.  Medicare & You 2018 is the official government handbook with information about Medicare.  This handbook is updated annually and sent to Medicare beneficiaries in late September.


 



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